We had some nasty storms a few weeks ago, with strong winds, and driving rain. It overloaded the gutters, shorted out two lights, fried a fuse on the electrical panel, and caused some gyp-board damage. We have never made a claim before.
We have to pay the $200 excess, but are getting more than 1k of cost of the electrical repairs back. AND we won’t have our rates raised.
Waiting to hear about repairs to where the gutters overflowed and damaged the gyp-boards.